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Account and registered plan service fees

Understand the latest fees associated with your Outlook Financial accounts.

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We keep our fee structure transparent and straightforward so you can manage your savings, GICs and registered plans with confidence.

From TFSAs and RRSPs to RRIFs, FHSAs and high-interest savings accounts, Outlook Financial provides simple, low-fee banking designed to help you keep more of your money growing.

 

Why choose Outlook Financial

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Transparent fees

No hidden charges or surprises. Know exactly what each service costs. 

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Simple banking

Manage all your accounts and registered plans with confidence. 

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Competitive value

Enjoy great rates and low fees, helping you grow your savings faster. 

Stay informed about Outlook Financial fees and manage your TFSA, RRSP, RRIF, FHSA and savings accounts with confidence. Review our service fee schedule today. 

Important: 

  • All fees are subject to periodic review and may change without notice. 
  • Service fees reflect per-item or per-transaction charges. 
  • Registered plan contributions must comply with CRA rules; penalties or fees may apply for over-contributions. 

Effective September 1, 2026

Our service fees are changing. The table below outlines the fees that will be affected. For a complete list of Outlook Financial service fees effective September 1, 2026, please review our service fee brochure.

If you’re not sure how these changes will affect you, please contact us. We’re here to help!

Service fee changes effective September 1, 2026

Services Current fee  New fee
Interac e-Transfer® (send)1 $1.50 $1.00
Interac e-Transfer (Request Money)2 $1.50 $1.00
Interac® ATM withdrawal (other Canadian non credit union ATM) Surcharge3 $1.50 $2.00
Full membership closure (open 6 months or less) $15.00 $20.00 plus Draft fee 
Balance of account (close or transfer out to another Financial Institution) $10.00 $20.00 plus Draft fee
Canadian Draft $6.50 10.00
Search records minimum charge $20.00 $25.00
Search records hourly rate $40/hour plus $1.00 per page $50/hour plus $1.00 per page
RRSP, RRIF, TFSA, FHSA  Transfer out (per request) $50.00 $75.00
Incoming wire (Canadian) $12.00 $15.00
Stop payments (member cheque using Online Banking)4 Not available $10.00
1This fee is charged in real time and is not included in the month-end transaction count.
2This fee is charged to the requestor when the request is accepted and the funds are deposited.
3 The withdrawal counts as a transaction. In addition to this fee, a transaction fee also applies if the withdrawal exceeds the number of free transactions.
4 This service will be available on the new digital banking platforming coming August 25.

A supportive outlook when you need help 

Sometimes a conversation makes things easier. Our team can provide support if you need additional guidance.  

Contact Outlook Financial