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Competitive rates

that work for you

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Find today’s competitive savings, GIC and registered plan rates at Outlook Financial. At Outlook Financial, we keep banking simple and straightforward, with some of the best high-interest savings and GIC rates in Canada.

Whether you’re saving for the short term or investing for the future, our rates on savings accounts, TFSAs, RRSPs, RRIFs and FHSAs are designed to help you grow your money confidently—with all deposits and interest backed by Manitoba. 

Featured rates

Rates were last updated April 24, 2026

1.80%

High interest savings (registered or non-registered

3.70%

2-Year GIC (registered or non-registered)

3.85%

5-year GIC (registered or non-registered)

Why choose Outlook Financial

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Competitive rates

Consistently among Canada’s top rates for savings and registered investments. 

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No balance barriers

Earn strong returns without the requirement of a large deposit. 

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Strong protection

Every deposit, including principal and interest, is 100% guaranteed. 

Variable savings 

High Interest Savings Account 1.80%
TFSA High Interest Savings Account 1.80%
FHSA High Interest Savings Account 1.80%
RRSP High Interest Savings Account 1.80%
RRIF High Interest Savings Account 1.80%

Guaranteed Investment Certificates (GICs) 

Non-registered, or Registered - TFSA, FHSA, RRSP or RRIF

1-year term 3.50% 
2-year term 3.70%
3-year term 3.60%
4-year term 3.65%
5-year term 3.85%

Interest at Outlook: Savings & GICs

Variable savings accounts

Great for flexible access while still growing your savings.

  • Rates quoted are annual
  • Earn daily interest (calculated on the daily closing balance and paid monthly).
  • No minimum balance required — every dollar starts earning from day one.

Fixed term GICs

Ideal for long-term goals where you don’t need immediate access to funds.

  • Earn a guaranteed rate for the full term you choose.
  • Rates quoted are annual
  • Interest is calculated and paid on each 12-month anniversary date, and at the maturity date

Important information
  • All rates are subject to change without notice. 
  • GICs are non-redeemable before maturity.
  • MInimum GIC deposit is $1,000
  • All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.

100% deposit guarantee

Everything you save with Outlook Financial is protected. The Deposit Guarantee Corporation of Manitoba (DGCM) fully guarantees your deposits and the interest you earn, no matter how much you save.

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